Terms of Use

Agreement to terms

By accessing and using dusk-core.com, you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use this website.

We reserve the right to modify these terms at any time. Changes will be posted on this page with an updated date. Continued use after changes constitutes acceptance of modified terms.

Use of website

Permitted use

You may use this website to:

• Learn about our financial education programs
• Contact us with enquiries
• Register interest in programs
• Access information about financial literacy education

Prohibited use

You may not:

• Use the website for any unlawful purpose
• Attempt to gain unauthorized access to any part of the website
• Interfere with or disrupt the website or servers
• Transmit any harmful code, viruses, or malicious software
• Collect or harvest information about other users
• Use automated systems to access the website without permission
• Reproduce, duplicate, or copy content without authorization

Intellectual property

All content on this website, including text, graphics, logos, images, and software, is the property of dusk-core and protected by UK and international copyright laws.

You may view and print content for personal, non-commercial use only. Any other use requires written permission.

Program enrollment

Registration

Registering interest through our website does not constitute enrollment in a program. Formal enrollment requires:

• Completion of a full registration form
• Agreement to program-specific terms
• Payment of program fees
• Parental or guardian consent for participants under 18

Program fees

Program fees are stated in British Pounds (GBP). Fees must be paid in full before program commencement unless alternative payment arrangements have been agreed in writing.

Cancellation and refunds

Cancellation and refund policies are provided with program enrollment documentation. Generally:

• Cancellations more than 14 days before program start: full refund
• Cancellations 7-14 days before start: 50% refund
• Cancellations less than 7 days before start: no refund

We reserve the right to cancel programs due to insufficient enrollment or unforeseen circumstances. In such cases, full refunds will be provided.

Accuracy of information

We strive to ensure all information on this website is accurate and up to date. However:

• Program details, fees, and schedules may change
• Educational content is provided for general information only
• We do not guarantee the website will be error-free or continuously available

Always confirm critical information directly with us before making decisions.

Educational content disclaimer

Content on this website about financial topics is for educational purposes only and does not constitute financial advice. We do not:

• Provide personalized financial advice
• Recommend specific financial products
• Offer investment advice
• Make guarantees about financial outcomes

Our programs teach financial literacy and money management skills, not investment strategies or wealth management.

Limitation of liability

To the fullest extent permitted by law:

• We are not liable for any indirect, incidental, or consequential damages arising from use of this website
• We do not guarantee the website will meet your requirements or be uninterrupted
• We are not responsible for content on external websites linked from our site
• Our total liability for any claims related to the website is limited to the amount you paid to us, if any

Nothing in these terms excludes our liability for death or personal injury caused by negligence, fraud, or any liability that cannot legally be excluded.

Privacy and data protection

Your use of this website is also governed by our Privacy Policy and GDPR compliance statement. Please review these documents to understand how we collect, use, and protect your personal information.

Third-party links

Our website may contain links to third-party websites for your convenience. We do not control these sites and are not responsible for their content, privacy practices, or terms of use.

Accessing third-party websites is at your own risk. We recommend reviewing their terms and policies before use.

User submissions

By submitting information through forms or email, you grant us permission to use that information to respond to your enquiry and provide information about our programs.

You represent that any information you provide is accurate and that you have the right to provide it.

Children and parental consent

This website is intended for parents and guardians seeking information about programs for their children. We do not knowingly collect personal information from children under 16 without parental consent.

All program enrollments for participants under 18 require parental or guardian consent.

Termination

We reserve the right to terminate or restrict your access to this website at any time without notice if we believe you have violated these terms or engaged in prohibited conduct.

Governing law

These Terms of Use are governed by the laws of England and Wales. Any disputes arising from these terms or use of this website will be subject to the exclusive jurisdiction of the courts of England and Wales.

Severability

If any provision of these terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect.

Entire agreement

These Terms of Use, together with our Privacy Policy and program-specific terms, constitute the entire agreement between you and dusk-core regarding use of this website.

Contact information

For questions about these Terms of Use:

Email: [email protected]
Address: 42 Leith Walk, Edinburgh, EH6 5HB, United Kingdom